Standard Medicare Supplement Plans
Medicare Supplement plans are identified by letters. Each plan offers a different level of coverage.
Plan A
Plan A provides the most basic level of Medigap coverage and includes core benefits such as hospital coinsurance and Part B coinsurance.
Plan B
Plan B includes the basic benefits of Plan A plus coverage for the Medicare Part A deductible.
Plan C
Plan C provides broader coverage, including Part A and Part B deductibles, but is no longer available to people newly eligible for Medicare after January 1, 2020.
Plan D
Plan D includes many comprehensive benefits but does not cover the Part B deductible.
Plan F
Plan F offers the most comprehensive Medicare Supplement coverage, covering nearly all Medicare out-of-pocket costs. However, Plan F is generally only available to individuals who became eligible for Medicare before January 1, 2020.
Plan G
Plan G is one of the most popular Medicare Supplement plans today. It offers comprehensive coverage similar to Plan F, except it does not cover the Medicare Part B deductible.
Plan K
Plan K helps cover a portion of certain Medicare expenses and includes an annual out-of-pocket limit, which can help protect against high healthcare costs.
Plan L
Plan L also includes an annual out-of-pocket limit and typically covers a higher percentage of costs than Plan K.
Plan M
Plan M covers most Medicare cost gaps but requires the policyholder to pay 50% of the Medicare Part A deductible.
Plan N
Plan N is another popular option that may offer lower monthly premiums in exchange for copayments for certain office and emergency room visits.
High Deductible Medicare Supplement Plans
Some Medicare Supplement plans are also available in high deductible versions, which typically have lower monthly premiums but require you to pay a higher deductible before coverage begins.
01
High Deductible Plan F
High Deductible Plan F offers the same benefits as standard Plan F once the annual deductible has been met. This option may appeal to individuals looking for lower monthly premiums.
02
High Deductible Plan G
High Deductible Plan G works similarly to standard Plan G but requires the policyholder to meet an annual deductible before most coverage begins. It can be a cost-effective option for individuals who want lower premiums and strong catastrophic protection.
Benefits of Medicare Supplement Coverage
Many Medicare beneficiaries choose Medicare Supplement plans because they offer:
- Freedom to visit any doctor nationwide that accepts Medicare
- No network restrictions
- Predictable healthcare costs
- Coverage that works alongside Original Medicare
- Protection from unexpected medical expenses
How Trendstar Insurance Helps
Choosing the right Medicare Supplement plan can be confusing with so many options available.
The licensed agents at Trendstar Insurance help you:
Compare Medicare Supplement plans from multiple carriers
Understand the differences between plans A through N
Review premiums and coverage levels
Find a plan that fits your healthcare needs and budget
Enroll with confidence
Our consultations are free and designed to help you make informed decisions about your Medicare coverage.
Speak With a Medicare Specialist
The right Medicare Supplement plan can help protect you from unexpected healthcare expenses while giving you the flexibility to see the doctors you trust.
Get Your Free Medicare Supplement Plan Review
📞 Call Today
📅 Schedule a Consultation
📄 Request a Free Plan Comparison
Medicare Disclaimer: Trendstar Insurance is an independent insurance agency and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. We represent multiple Medicare Supplement insurance carriers. Enrollment in plans depends on eligibility and contract renewal.